Showing posts with label house buying. Show all posts
Showing posts with label house buying. Show all posts

Saturday, September 26, 2009

And So It Begins

I'm back! It's been a crazy month, so crazy that blogging seemed completely beyond my capabilities. I've decided to carve out a few minutes this evening to catch up a bit. First, the new job: It's exhausting. I made the mistake of volunteering to teach at the auxiliary campus where all the students want to be bulldogs but don't quite have what it takes. They're junior bulldogs. Second-class bulldogs? Calfdogs? While their official status may be in question, they're attitudes more than make up for it. I have 2 late afternoon classes over there and those people are Dementers (like in Harry Potter). They're sucking my soul, man! Imagine 75 minutes of your life with people who steadfastly refuse to engage in any kind of substantive discussion. One kid told this absolutely disgusting story about killing a pregnant spider and that's what got students' attention. Gotta say that I don't have a lot of stories of historical figures killing pregnant insects. So, I'm screwed.

My other classes on the main campus are much better. Yes, there's the obligatory contingent of "just out of high school" boys who feel the need to turn the classroom into their own personal testosterone playground, but they're tolerable over the Dead Zone at the other campus. Few snips here and there and the boys fall in line. The rest of them are just cute - the overachieving non-traditional students, the young girls who lose their voices when paired with cute boys in class (or vice versa), the students who surprise themselves when they actually care about the correct interpretation of a primary source. Makes my day worthwhile.

BUT - the big news is the house. All is moving forward and barring any last minute problems, I'm scheduled to close on Wednesday. As of 4PM or so, I should be a homeowner. I'm not much for wild shows of emotion - but WOOHOOOO!! [You can't tell, but I'm flailing my arms like Kermit the Frog.] There are moments when I can't believe that I'm actually going to own a house - and stay put for more than 2-3 years. Then there are other moments when I absolutely cannot wait to move in and settle down. Been way too long in coming.

At first I put off packing, thinking it would jinx the whole thing. Then I realized how much stuff I have and how long it will take for all of it to find its way into boxes. So, I'm making progress.



I've established the staging area: flat surface, wrapping paper, bubble wrap, and boxes. Luckily, I have a job where people use lots of paper. Screw the environment, I say - I need boxes!! One of my new colleagues has appointed himself as the official "Box Monitor," collecting empty boxes on days when I'm not on campus. He's a real dear, and I don't say that about many people.

In the past week, the staging area has become increasingly crowded:



Those boxes on the right are full, as are the boxes on the left. As evidence of my efforts, I offer the following:

Note the empty shelves. [Insert oohs and ahs here]. What, not impressed? How about this?

That's an almost empty CD cabinet. The other CDs are just waiting for a half-full box to snuggle into. Forward progress, my friends.
For my friends and family who have helped me move in the past and are already feeling the pangs of moving pains in your backs, let me assure you that I'm hiring movers. Professional movers. They're here for a reason - to move my washing machine and boxes of books. God willing, these things will stay in place for a long while.

Saturday, August 22, 2009

Adventures in House-Buying, Part II

Finally, I'm getting around to ending the suspense. After a weekend of finagling and negotiating, I reached an agreement with the home owners and [insert drum roll] we're signing a contract later this week! I'm still in shock and awe that this is really happening.

Here's how it came together: At the end of last week, I made my offer and the home owners countered almost immediately. We weren't far apart and I wasn't far from my limit. So, I countered with my limit. The home owners countered back, reducing their contribution to the closing costs. My agent relayed their last offer and I immediately responded, "That sounds good to me. I accept!" My agent, being wiser than I, advised some caution. "Maybe you want to think about this?" she suggested. Bursting with confidence and sure that I wasn't going to change my mind, I still heeded her advice. "Maybe you're right," I said, "I'll call you in a few hours." And I went on with my day, because classes started at my new job in 48 hours.

I didn't call the agent a few hours later. Instead, I spent the next few hours transforming from a confident first-time home-buyer into a frozen-footed chicken. I kept thinking about how the deal forced me to my limit - not only to get into the house, but also to be in the house. My carefully guarded savings would be gone, which I was prepared for. What I couldn't reconcile was having to spend incoming reserves on two significant repairs. These expenses would delay my attempts to restore my savings and I don't function well without a safety net.

I also thought about how much I know about home ownership and home repairs. My conclusion: I know squat about these things. No, to be more fair, I know less than squat. I know squat-minus-100 about these things. I felt like I was standing on the edge of a pool, staring straight into the deep end. As I thought about the home purchase, paralysis set in, followed by the cold sweat and the shakes.

I called my agent the next day - the day before classes started - and told her about my anxiety. She understood and said she'd pass my concerns to the home owners. I can assure you that I wasn't playing hard-to-get or any other games. I was playing, "Yikes! I'm drowning in a sea of stress and anxiety!!" Whatever I was doing, it worked to my advantage. The home owners responded to my screaming dash away from their house with another counter offer. I read their offer in the midst of the blur of the first day of classes. I couldn't believe it. It seemed to address all of my concerns. I rubbed my eyes and read it again. Yes, it was true. Having learned my lesson from the previous weekend, I told my agent that I wanted to think about it.

The next day - still in the blur of the first week of classes, I called my agent and accepted the offer. Now, it's on to the contract and home inspections. Along the way, I'm learning all sorts of new things: the difference between 3/4 inch tab shingles vs architectural shingles, the difference between an electric heat pump and gas heat, masonry fireplace vs non-masonry fireplace, crickets and roof vents. I feel sure that this is just the tip of the iceberg. And no, I don't want to know what the rest of the iceberg looks like right now, thank you very much.

In the meantime, classes started this week. House stuff combined with the start of a new semester has kept me hanging on by my fingernails. My tenuous grasp was sorely tested on Monday when I learned that my late afternoon class meets on Tuesdays and Thursdays, not Mondays and Wednesdays. I'm not sure where communication broke down, but I've vowed to shepherd my schedule through all phases of the process to make sure that this travesty is not repeated. For the first time in my relatively short teaching career, I'm teaching every day of the week. So far, I'm not fond of this. Don't get me wrong, I'm accustomed to working for 5 days straight. Hell, I'm accustomed to working 6, even 7 days/week. It's having to put on real clothes, do hair and make-up, be at a certain place at a certain time, and interact with people for 5 straight days that's kicked my ass this week. Yeah, yeah, I know, there are plenty of you out there that have been doing this for years and I should just suck it up. I'd type my response, but I try to maintain some standards of decency in this blog. Let's just say that my response involves five fingers and they're not all pointing in the same direction.

I trust that I'll settle into this schedule. I also trust that this semester where I'm starting a new job, prepping 2 different courses, teaching every day, AND buying a house and moving won't kill me. Next semester, barring any unforeseen problems, I'll have one prep and reclaim Fridays as my "sweats day," hopefully in my new house.

Friday, August 14, 2009

Adventures in House Buying, Part I

Today, I took the plunge. I made an offer on a house. My first offer on my first home. It's still sinking in, but it's certainly a high point at the end of a long, exhausting week.

My real estate agent emailed listings over the weekend and I half-heartedly looked at the pictures, sure that these houses would be as disappointing as the previous 22 houses. I focused in on this house and on Sunday afternoon, I enlisted a friend to drive out for a first-hand look. Immediately upon entering the neighborhood, I felt my spirits lift. This wasn't a cookie-cutter starter home community, nor was it a neighborhood of homes that were past their prime. Instead, it was a neighborhood where people planted gardens and took pride in their homes. All the houses were surrounded by mature trees and there wasn't any through-traffic. All good signs.

The house sits on a rise in the middle of a good-sized lot with trees. As we drove by, my friend commented, "That's really worth looking at." I agreed, hoping that the inside would live up to the curb appeal. The next day, my agent and I headed to the house. The owner is handling the sale so he was there to greet us, accompanied by the world's oldest dog. He showed us around and then offered to take the dog for a walk so we could have some privacy. The dog showed some excitement as the owner got the leash and off they went.

We looked around and I found my enthusiasm again. The house has a lot of what I'm looking for. Best of all, it is clean and well-maintained. It needs some updates, particularly in the kitchen, but there's nothing that needs to be changed immediately. I was thrilled to find out that there's no carpet. I can scrub the tile and wood floors once (maybe twice) and those folks will be out of the house. The whole house gets good light, all the rooms are big enough to give the house the feel of a much larger house, and it's all on one level, so I won't have to navigate stairs all day.

Throughout the endless orientation sessions for my new job, I continued to consider the house. On Wednesday, I received an email from a friend who successfully navigated the stormy seas of home-buying, securing the keys to her new first home. "Maybe this IS possible. If she can do it, so can I," I thought. Riding the wave of encouragement, I called in my uncle who has signed on as knowledgeable consultant and chief hand-holder. We walked through the house and he agreed that this is the best house I've considered. Over lunch, he urged me to make an offer. His stamp of approval really helped to take some of the fear out of the next step.

Late this afternoon, after the latest endless orientation session, I made an offer. We'll see what happens from here. I'm bracing myself for the unexpected because everyone says that something will happen. Hopefully we can get settle on a price and I'll really have something to celebrate on my birthday in 3 weeks. Not a bad birthday present. Not bad at all.